The Most Important Personal Finance Ratios To Build Wealth
As an investor, understanding financial ratios is important to help assess the current state of a company. For example, we have P/E ratios, debt/equity ratios,...
Buy The Dream Home Now Or Wait For A Better Price
A large part of building wealth involves delaying gratification. Therefore, you might find yourself wondering whether to buy your dream home now or wait for...
Letting An ARM Reset Is Similar To A Free Mortgage Recast
If you bought a home during a high-interest rate environment, it's wise to prepare for either a mortgage refinance or a recast. Interest rates have...
The Perfect House To Raise A Family In A Big City
Since 2003, I've been climbing up the property ladder to find the perfect house in a big city. What I've realized is that there's no...
Don’t Beat Up Your Opponents Too Badly While Smiling
If you want career, financial, and social success, don't beat up your opponents too badly while smiling. This advice might sound odd or even obvious,...
No Rush To Pay Off Your Adjustable-Rate Mortgage Before Reset
During my days of purchasing homes with mortgages, I had a fondness for adjustable-rate mortgages (ARMs). The appeal lay in securing a lower interest rate...
From Part-Time To Full-Time Fatherhood: A Tricky Transition
When my son was born in April 2017, I promised to become a full-time father until he turned five. I was so serious about this...
The Stock Market Is Absolutely The Economy, Here’s Why
One of the most common pushbacks I get from some of my investing and economy-related articles is that the stock market isn't the economy. To...
A Vacation Spending Rule: The True Cost Is More Than You Think
Wondering how much to spend on vacation while being fiscally responsible and still having a good time? In this post, I offer a vacation spending...
You Will Never Run Out Of Money Because You’re Rational
Have you ever feared running out of money? I have. This fear is why there's a phenomenon called the “one more year syndrome,” where workers...